Yaa bixiya Caymiska Naafada?
Loo shaqeeye ahaan, waxaad dooran kartaa inaad bixiso naafanimada muddada gaaban iyo curyaanimada muddada dheer , waxaad ku ridi kartaa culeyska naafanimada shaqaalaha ama inaad wadaagto kharashka caymiska.
Shaqo-bixiyayaal badan iyo kuwo badan ayaa dooranaya in ay wadaagaan kharashka caymiska ama shaqaalayaashu ay bixiyaan kharashka caymiska naafada, qayb ahaan, xeerarka IRS ee dhowaan u sahlaya in ay sidaa sameeyaan.
Haddii adiga, sida loo-shaqeeyahaaga doorto inaad bixiso lacagta caymiska, shaqaalahaaga laguma canshuuro qadarka lacagta caymiska sida hoos timaada Qaybta Sharciga ee IRS 106. Sida hoos timaada Qaybta Sharciga ee IRS 125, haddii aad dooratid inaad beddesho kharashka shaqaalaha, waxay bixiyaan lacagta caymiska saldhigga canshuurta ka hor inta la jaro mushaharka. Markaa, shaqaaluhu waxay awoodi doonaan inay ururiyaan canshuurta naafada haddii ay u qalmaan naafonimada.
Doorasho noocee ah ayaa sax u ah shirkaddaada?
Ma jiro xulasho sax ah shirkad kasta. Shirkadaha qaarkood waxay bixin doonaan qorshaha naafada ee loo-shaqeeyaha iyo qorshaha naafada ee shaqaale. Tan waxaa badanaa lagu magacaabaa doorashada canshuurta. Shirkadaha kale ma siinayaan shaqaale doorasho iyo inay dhamaystiraan qorshaha ay rajeynayaan inay ku haboonaan doonaan shaqaalahooda.
Doorashadu waa adiga.
Loo-shaqeeyayaasha doorta inay bixiyaan lacagta caymiska waxay ka caawiyaan shaqaaluhu inay iska ilaaliyaan khidmadaha ceymiska naafonimada, laakiin waa in shaqaale kasta oo naafo ah la saaro, waxay mas'uul ka yihiin canshuurta wixii dakhli ah ee ay helaan. Marka ay shaqaaluhu bixiyaan kharashka ceymiska naafonimada iyaga oo u maraya lacagaha laga jaray mushaharka, faa'idooyinka naafada waxay helayaan canshuur haddii aad markaa noqotid naafo.
Intaa waxaa dheer, shaqeeye kasta oo doonaya inuu siiyo shaqaalaha fursad ay ku sameeyaan waxtarka ka dambeeya canshuurta iyo helitaanka faa'iidooyinkooda naafanimada oo aan saldhig u lahayn canshuur waxay u baahan tahay in ay wax ka beddesho qorshahooda kafateeriyada 125 ee ku wargeliso shaqaalaha.
Inkastoo shaqaalaha intooda badani ay door bidi lahaayeen in loo-shaqeeyahoodu bixiyo kharashyada ujrada; taas oo aan dhici karin in ay ku soo baxaan naafonimada. Kharashka sicirka waa mid aad u yar laakiin markaad isbarbardhigeyso kharashka canshuurta dakhliga naafada, waa kharash si farxad leh loo bixinayo, sida ku cad tusaalaha hoose.
Tusaale
Qiimaynta shaqaale waxay $ 50,000 sannadkii bixisaa, waxay ku jirtaa 30% canshuurta canshuurta waxayna leedahay ceymiska naafanimada oo bixin doonta 60% mushaarka naafonimada leh qadarka u dhigma 28 senti oo ah $ 100 oo dakhliga shaqaalaha ah.
Dakhliga Horey Leh: $ 50,000
Canshuuraha Dakhliga: $ 15,000 (Federaalka, Gobolka, FICA - 30%)
Lacagta Guriga Kaga Qaado: $ 35,000 sanadkiiba (70%)
Loo-shaqeeyaha-Lacag bixinta
- Lacagta Naafada (60%) $ 30,000 sanadkiiba
Cashuurta: $ 9,000
Lacagta Net haddii Canshuurta: $ 21,000 (60% mushaaradii hore ee guriga loo qaato)
Shaqaale-La-siiyay
- Lacagta Naafada (60%) $ 30,000 sanadkii ka dib Canshuurta
Qaddarka $ 50,000: $ 140 sanadkiiba ($ 50,000 x 0.28 / $ 100)
Lacagta Faa'iidada ah haddii aan la Canshuurin: $ 21,000 (60% mushaharka hore ee guriga loo qaato)
Tusaale ahaan, waxaad arki kartaa keydka shakhsi ah ee ku soo baxa naafanimada haddii ay bixiyaan qarashkooda ujrada ah iyo canshuuraha oo dhan.
Dabcan, kuwa aan kufilan naafanimada, waxay xayiraan $ 140 dheeraad ah oo ku jira tusaalahan tusaalahan, haddii aysan ku jirin naafonimada. Tani waa sababta shirkado badani ay u siiyaan shaqaalaha doorashada sida ay u jecel yihiin inay bixiyaan lacagta caymiska.