Sida loo go'aamiyo kharashka ganacsi ee lagama maarmaanka ah

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IRS ma sharaxeyso canshuurta laga goynayo canshuurta ganacsiga oo si dhib yar leh. Meesha ugu fiican ee laga helo macluumaadka canshuurtu waa Adeegga Dakhliga Gudaha (IRS). Ka dib, IRS waxay soo saartaa daabacaadda canshuuraha, waxay abuurtaa foomamka canshuurta, waxayna fulisaa sharciyada canshuuraha. Laakiin IRS waxay ku qoraysaa fikradda ah in dadka akhriya warbixintooda hore ay u leeyihiin faham asaasi ah oo ku saabsan shuruudaha canshuurta.

Xaaladda kharashka ganacsiga ee caadiga ah iyo lagama maarmaanka ah, qeexitaanka IRS waa wax yar oo murugo leh, sidaa darteed, halkan, si fudud oo la fahmi karo, waa xog ku saabsan canshuur dhimista waxaad awood u yeelan kartaa inaad qaadato ganacsi faa'iido leh.

Waa maxay Kharashka Ganacsiga?

Kharashka ganacsiga waa kharashyada la xiriira ganacsiga hadda jira. Kharashaadka la xiriira bilaabidda ganacsi waxaa laga jari karaa "kharashka raasumaalka." Kuwo badan, laakiin aan ahayn kharashyada ganacsiga, waa canshuur-ka goosan kara haddii aad ganacsi u adeegsanayso faa'iido.

Kharashka ganacsiga kuma jiraan kharashka raasumaalka, kharashyada shaqsiga, ama kharashyada loo isticmaalo in lagu xisaabiyo qiimaha alaabta la iibiyay. Kharashyadaan waxaa si gooni ah ku qoran taxanahaaga.

Kharashka loo isticmaalo ganacsiga gurigaagu waa kharashyada la wadaago (tusaale, caymiska, deynta ama kirada, iyo biilasha biyaha) sababtoo ah kharashka ayaa faa'iido u leh ganacsiga iyo mulkiilaha guriga. Kharashyadaas waxaa loo tixgeliyaa kharashyada ganacsiga laakiin waxay si khaas ah u qoran yihiin kharashyada kale ee ganacsiga, jadwalka IRS (Foomka 1040): Dakhliga ama Khasaare Ganacsi.

Qeexitaan, Kharashka Ganacsiga Waa Inay 'Ahaadan Lahayn'

Ereyga muhiimka ah halkan waa "iyo." Si loo jari karo kharashka ganacsiga, kharashka waa inuu noqdaa mid "caadi ah" iyo "lagama maarmaan". Kharashaadka caadiga ah iyo daruuriga ah waa inay ahaadaan "macquul", ama IRS waxay diidi kartaa kharashka.

Tusaale ah Maqal Maqnaanshaha, "Kharashka Ganacsi ee caadiga ah iyo Isticmaalka 'Kharashka la xidhiidha dirista wargeysyada, kaadhadhka fasaxa, ama qoraallada kale ee wax iibsiga ah loo qaybiyo si loogu dhiirrigeliyo xiriirka macaamiisha ama abuuro ganacsi cusub.

Tusaale ah "Kharashka Ganacsiga" ee aan macquul ahayn: Bixinta $ 5,000 oo loogu talagalay daahyada naqshadda ee xafiiska gurigaaga. Kharashkani ma noqon doono mid caadi ah ama lagama maarmaan ah.

Sida loo go'aamiyo haddii kharashka ganacsiga uu yahay mid caadi ah oo loo baahan yahay

Haddii aadan hubin haddii kharashka uu caadi yahay oo lagama maarmaan yahay, weydii laba su'aalood:

  1. Kharashka miyuu khuseeyaa si uu u maamulo ganacsiga? Haddii kharashku uu yahay faa'iido shakhsi ahaaneed, si fudud ayaad u shaqeyn kartaa ama aad u roon tahay (tusaale ahaan, waxaad sameyneysaa baabuur badan, marka aad iibsato kursiga kursiga gaarigaaga) ma aha wax laga jari karo.
  1. Kharashka miyaa laga jari karaa "qiimaha alaabta la iibiyay" ama "kharashka raasumaalka?" Haddii ay sidaas tahay, ma jari kartid shayga "kharashka ganacsiga caadiga ah iyo lagama maarmaanka ah".

U hubso inaad kaydiso risiitada kharash kasta oo aad ka jari karto canshuurahaaga, oo ay ka mid yihiin deynta, kirada, ceymiska, biilasha adeegga, qasnadaha mulkiilaha mulkiilaha ee qasabka ah (khidmadaha xulashada, sida naadiyada ama xubinaha pool) ma aha kuwo laga jari karo sababtoo ah khasab kuma aha inay ku noolaadaan / ka shaqee guriga).

Hantidhowrka Digniinka: Ganacsiyada guryaha ku saleysan oo soo sheega kharashyada isticmaalka ganacsiga ee guryaha ayaa u badan inay IRS ku xisaabtamaan kuwa kale, kuwa ganacsiga la midka ah.

Waxaa laga soo xigtay: Waaxda Hantidhowrka; Adeegga Dakhliga Gudaha. "Kharashka Ganacsiga." Abriil 5, 2008